This brand new book provides an authoritative working guide to consumer insurance law. It takes the form of a multi-authored handbook explaining the reforms brought about by the Consumer Insurance (Disclosure and Representations) Act 2012 and the impact these reforms will have on consumer insurance law.
Contents includes: Consumer insurance - the current law on pre-contractual information; Self-regulation and the failure of previous reform initiatives; The FSA - the impact of rules, guidance and TCF initiatives; The Financial Ombudsman Service - its role and approach and the effect of its decisions; The Law Commissions' reform proposals and the impact of the new Act; Perspectives; Looking forward - what's next on the reform agenda?; Preparing for change; Looking forward - what's next on the reform agenda?
Also includes appendices containing the text of the self-regulatory codes, the relevant FSA rules and the new Act.
Read an extract of Consumer Insurance Law: Disclosure, Representations and Basis of the Contract Clauses
Table of Contents
Chapter 1 The Current Law; Chapter 2 Reform at Last; Chapter 3 The Impact of FSA Regulation; Chapter 4 The Financial Ombudsman Service: the History and Development of its Approach to Non-Disclosure; Chapter 5 The British Insurance Law Association; Chapter 6 The Consumer Insurance (Disclosure and Representations) Act 2012; Chapter 7A A View from the Association of British Insurers; Chapter 7B Macmillan Cancer Support; Chapter 7C Which?; Chapter 7D The Consumer Insurance (Disclosure and Representations) Act: Some (Lateral) Thoughts of a Claims Lawyer; Chapter 7E Forming the Law on Consumer Insurance: Creating a Strong Foundation for Professionalism; Chapter 7F Trading Standards Institute; Chapter 8 Insurance Law Reform: Where Next?